Murder of Cash App creator, cryptocurrency executive Bob Lee, along with July launch of FedNow℠ instant digital payment system marks clear acceleration towards The Great Reset goal of U.S. CBDC
April 18, 2023

The COVID Blog® writes a lot about the global financial system because The Great Reset has three distinct, yet connected phases:

  • 1) mass vaccination and subsequent global genocide,
  • 2) transhumanism via vaccine software installation for what remains of humanity, and
  • 3) a global digital currency tied to a social credit system.

China already has all three in place. The United States, Europe and the rest of “the West” have the first two steps running like a well-oiled machine. But without a central bank digital currency (CBDC) that is accepted either voluntarily or by coercion (similar to the lethal injections) by the masses, social credit and The Great Reset cannot happen.

Nearly everything in this world will be “virtual” by 2030. The powers-that-be (“TPTB”) will control your every move, thought and desire from a central server. The European Union is on the verge of eliminating physical driver’s licenses, in favor of digital QR code licenses. These digital ID’s are part of the greater global strategy for “zero-trust” internet access.

The Pentagon announced in late 2022 its plan to launch a program that only allows people with digital ID to access government websites and networks. But ultimately this will apply to everyone remaining on the planet. No digital ID, no internet access at all by 2030.

The World Economic Forum, in a video it said demonstrates “virtual justice with real consequences,” shows a court hearing in Colombia held completely in the “metaverse.”

Virtual, reward-based money is the final step to complete control of humanity by TPTB. All of this will happen by 2030. But cryptocurrencies have complicated matters related to a global CBDC. That’s all about to change, quickly.

ISO 20022

The International Organization for Standardization (ISO) is the nongovernmental organization (NGO) created in 1946, right after World War II. It is based in Geneva, Switzerland. ISO creates universal standards for manufacturing and services that all member countries follow. For instance, there are international standards for Phillips, straight-edge, Allen, etc. screws so all the same methods and tools are used from country-to-country in manufacturing processes.

ISO 20022 (pronounced eye-SO twenty-zero-two-two) is the most recent messaging standard/format for interbank secure communications. It replaced ISO 15022, which was launched in 1995. ISO 20022 was first introduced in 2004. But it took the plandemic and the threat of cryptocurrency usurping the fiat (paper) monetary system to implement the new standards.

The Belgium-based Society for Worldwide Interbank Financial Telecommunication (SWIFT) is the registration authority for ISO 20022 – essentially the police of bank and financial institution communications. Universal ISO 20022 implementation allows for more automation, security and monopoly in international banking.

Note that SWIFT is controlled by the G10 central banks, with the Federal Reserve having the most influence of them all (although the SWIFT website says the National Bank of Belgium is in charge).

Countries and financial  institutions could voluntarily follow ISO 20022 standards until November 2022, when it became mandatory among all the major registration authorities. The “coexistence period” started at that time for many large banks, and will span until November 2025. Financial institutions around the world can use both ISO 15022 and ISO 20022 for cross-border payments and reporting (CBPR+), until ISO 15022 is completely eliminated in November 2025.

Delays in implementation due to so-called COVID-19

The Federal Reserve announced the commencement of its phased migration to ISO 20022 and expansion of its FedWire® service on October 18, 2017.

FedWire® is the transfer system between governments, corporations and big banks. For instance, when Joe Biden sends another few billion dollars to Volodymyr Zelenskyy and Ukraine, it will be via FedWire® from the U.S. Treasury to a commercial bank account held by the National Bank of Ukraine. The migration was originally set to begin in November 2020 and be completed by November 2023.

The Fed abruptly announced on September 23, 2019 that it was indefinitely postponing the planned November 2020 commencement of ISO 20022 migration due to “a recent industry request.” In layman’s terms, the Fed, just like all of TPTB knew they were executing the plandemic in 2020, and had to take a wait-and-see approach with ISO 20022 migration.

SWIFT announced on March 16, 2020 (the same day as the infamous “15 days to slow the spread” announcement) that it was delaying ISO 20022 implementation from its original November 2021 commencement date to November 2022. Despite the delay, SWIFT published an ISO 20022 promotional video via YouTube on June 29, 2020.

A world of coincidences

We’re all learning about The Great Reset and the implementation thereof in real-time. That said, flashback three weeks to our March 28, 2023 article linked below. It’s a long, heavy read, that you should take the time to complete.

RELATED: A look back on geopolitical currency wars, as bank collapses, artificial inflation of Bitcoin are latest signs of imminent conversion from “petrodollars” to digital currency (CBDC) (March 28, 2023)

We wrote in that article:

The New York Federal Reserve announced on November 15, 2022 that it launched a proof-of-concept program called the “Regulated Liability Network.” The 12-week project aims to “explore the feasibility of an interoperable network of central bank wholesale digital money and commercial bank digital money operating on a shared multi-entity distributed ledger.”

Wells Fargo, Mastercard, Citi, U.S. Bank, and several other financial institutions are participating in the program. Amazon is hosting the project. It’s unclear when the project commenced or if it’s already done.

Coincidentally or otherwise, this “regulated liability network” commenced at the exact same the Fed and SWIFT commenced their ISO 20022 migration. In more coincidences, the Fed also implemented the aforementioned expansions of the FedWire® Fund Service on November 21, 2022.

The coincidences didn’t stop there. All of those mysterious deaths of crypto millionaires and billionaires started on October 28, 2022 until five of them were dead globally by December 30, 2022. The FTX collapse happened on November 10, 2022, and founder Sam Bankman-Fried was federally indicted on December 10, 2022.

The FedNow℠ Cash App-like instant payment service, and death of Cash App founder

The earliest, inconspicuously-public mention of the FedNow℠ 24/7/365 digital payment system we could find is dated January 25, 2021. That’s around the same time mRNA and viral vector DNA injections were mass distributed around the world.

The Fed quietly announced a pilot program of “more than 110 financial institutions and processors [that] will test and trial the FedNow℠ Service for instant payments.” But the Fed actually announced the creation of FedNow℠ (even more quietly) in the Federal Register on August 9, 2019. The pilot participants were all U.S.-based banks, payment processors and financial institutions “to facilitate nationwide reach of instant payment services.”

We didn’t hear much else about FedNow℠ until last summer. The Fed announced that 120 financial institutions were already participating in the pilot program which functionally sounded eerily similar to Cash App (except FedNow℠ will charge $0.045 per transaction and a $25 per month “participation fee” starting in 2024).Note that Biden signed Executive Order 14067 on March 9, 2022, calling for the creation of a central bank digital currency (CBDC).

Essentially anyone with a participating bank account, including merchants, could send money to anyone else with a participating bank account (or make purchases at stores, online, etc.) 24/7/365. It moves the U.S. closer than ever to being a cashless society.

The Fed clarified, on September 2, 2022 that FedNow℠ would definitely launch sometime between May and July 2023. The final announcement came on March 15, 2023; FedNow℠ will launch in July. It wasn’t until the foregoing announcement that mainstream media and bloggers even started talking about FedNow℠.

RELATED: Executive Order 14067 update: will paper currency really end in the U.S. on December 13, 2022, and be replaced by government-controlled cryptocurrency? (August 23, 2022)


It quickly became clear that FedNow℠ is a Cash App-like platform that is the first major step to full implementation of a central bank digital currency (CBDC) in the U.S. TPTB and their legacy/social media amplified a few mass shootings in late March, and Donald Trump’s arraignment in New York, to deflect attention away from FedNow℠ and CBDCs (note there were 21 mass shooting from March 15 to 31 – a slow two weeks in America).

The FedNow℠ story likely would have died completely. But yet another [non]coincidence injected (no pun intended) more life into it.

Brutal murder of Cash App founder Bob Lee

Bob Lee was the former Chief Technology Officer of Square, Inc. (now called Block, Inc.). The company, which for all intents and purposes is a “too big to fail” bank, was founded in 2009 by former Twitter CEO and co-founder Jack Dorsey, and billionaire Jim McKelvey. The latter not only sits on the Board of Directors for Square, Inc. today, but is also the Chairman of the St. Louis Federal Reserve.

Mr. Lee created Square Cash, which became Cash App, while he was CTO at Block. He was also the chief product officer for MobileCoin, the company that developed the eponymous cryptocurrency. MobileCoin made waives and drew criticism when it was integrated into the Signal messaging app to facilitate peer-to-peer MobileCoin payments in 2021. Note that Cash App added its features of buying and selling Bitcoin at the beginning of 2018.

Mr. Lee, 43, was stabbed to death in San Francisco in the early morning hours of April 4. The Daily Mail first obtained surveillance video of Mr. Lee staggering towards a passerby in a car begging for help in the Rincon Hill area of the city. Mr. Lee, according to the San Francisco Standard, was also on the phone with 911 the whole time, telling the dispatcher that “someone stabbed me.”

Mr. Lee stumbled out of view, where police found him lying on the ground, in a pool of blood around 2:40 a.m.

He was rushed to nearby San Francisco General Hospital, but pronounced dead upon arrival. He had three stab wounds from a kitchen knife, one of which penetrated his heart.

The initial social media reaction was centered around the forthcoming FedNow℠ launch and the fact that Mr. Lee created Cash App, which again appears to be the inspiration (or an exact functional copy) for FedNow℠. But this is the United States, and tribal politics was inevitable.

Mixed Martial Arts fighter Jake Shields was a close friend of Mr. Lee. Shields confirmed the victim as Mr. Lee hours after the initial reports. He quickly blamed, without presenting any evidence, a random killer in “filthy, Democrat” San Francisco.

MAGA media ran with this narrative, including Twitter owner and oligarch Elon Musk. He responded directly to Shields’ April 4 tweet.

But then the San Francisco District Attorney’s Office charged 38-year-old Nima Momeni with one count of murder by using a dangerous weapon on April 13. Mr. Lee, judging from court documents filed on Friday, was somehow involved with Momeni’s sister, Khazar Elyassnia. Mr. Lee and Mr. Momeni were also friends or at least acquaintances.

Mrs. Elyassnia is married to a prominent San Francisco plastic surgeon. But their marriage is/was apparently on the rocks, according to the court documents. Mr. Lee and Mrs. Elyassnia had drinks at her apartment the afternoon of the alleged murder. Momeni apparently did not approve of the rendezvous, and allegedly stabbed Mr. Lee later that night.

Despite the arrest, many right wing media outlets and Shields doubled down on their tribal “it’s San Francisco Democrats’ fault” position. Fox News’ Tucker Carlson apologized on the air for amplifying falsehoods. But he still indirectly blamed Democratic San Francisco for the murder.

While liberals took to social media to gloat their vindication (since the killer wasn’t a homeless bum), the MAGA crowd switched their narrative from “dirty San Francisco” to “it’s immigrants’ fault.”

The brief moment of unity after MAGA and liberals successfully computed 2 (FedNow℠) + 2 (Cash App founder/another crypto millionaire dead) = 4 (The Great Reset/CBDC in U.S.) was completely drowned out by tribal politics one week later.

It’s just too easy for TPTB

The Great Reset officially commenced on September 11, 2001. Granted TPTB and their depopulation agenda dates back to 1969. But they transitioned from “New World Order” to “Great Reset” once they fully understood the power of global monopolized mass media, the worldwide web, and how a fear-inducing trigger event turns the already-gullible masses into willing slaves.

Again, there are three phases of The Great Reset: depopulation, transhumanism, and CBDCs. We’ve already discussed this week how it’s very likely the global population has already been reduced from 7.8 billion in January 2020 to 6.8 billion today. The vaccine genocide, food supply manipulation and artificial weather manipulation have combined to get depopulation off to a fast start.

TPTB are well on their way to the stated goal of 500 million humans left on Earth by 2030. The remaining population will be connected to the real-life transhumanist matrix, and fully controlled by social credit scores.

We posited previous that it would take until at least the beginning of 2024 and perhaps until 2027 for TPTB to fully implement universal, global CBDCs, the final stage of complete human control. Once obedience is fully enforceable by socially-engineered fear and monetary exploitation, then The Great Reset is complete.

RELATED: Are COVID-19 injections the “ethno-bomb” Israel began developing in the late 1990s? (March 14, 2022)


FedNow℠ is the first major step, and likely THEE step, to eliminating the imminently-failing U.S. dollar in favor of a CBDC and cashless society. We know this to be true because TPTB and their “fact-checkers” told us all in unison last week that FedNow℠ has nothing to do with a U.S. CBDC and will not replace cash.

The Federal Reserve itself even took to Twitter three days after Mr. Lee’s murder to “splain” this obvious CBDC acceleration and implementation.

Their own mainstream media have been touting the inevitable “cashless society” for years. It’s here now.

RELATED: Another “conspiracy theory” comes true with Joe Biden’s Disinformation Governance Board as part of Homeland Security (May 3, 2022)


Robert F. Kennedy, Jr. (“RFK, Jr.”) filed paperwork with the Federal Elections Commission on April 5, declaring his candidacy for U.S. President in the 2024 Election. Mr. Kennedy, the son of former U.S. Senator Robert F. Kennedy Sr. and nephew of former President John F. Kennedy, will run as a Democrat against Joe Biden.

He is also of course the owner of the website Children’s Health Defense and author of the best-selling book The Real Anthony Fauci: Bill Gates, Big Pharma, and the Global War on Democracy and Public Health.

Let’s cut to the chase. TPTB will NEVER allow another Kennedy to be President of the United States. RFK Sr. announced his run for president on March 16, 1968. He won both the California and South Dakota primaries on June 4, 1968, and was assassinated on June 5, 1968 (exactly two months after Dr. Martin Luther King, Jr. was assassinated).

JFK, the only U.S. President in history this blogger respects, told and lived far too much truth through his actions. “They” were never going to let him live not only because of Executive Order 11110, but also because JFK did everything to prevent Israel from obtaining nuclear weapons.

RFK, Jr. also tells a lot of truth, and is considered an “anti-vaxxer” by the vast majority of Democrat voters. His own family is unlikely to support him. He cannot and will not win the Democrat nomination, let alone the Presidency. He’ll get the Ron Paul 2012 treatment where mainstream media mocks and ignores him. But RFK, Jr. is already showing what his presence means in the 2024 election.

He’s already the favorite among cryptocurrency investors and enthusiasts. The COVID Blog® wrote in late March that the price of Bitcoin was being artificially inflated after all the crypto-friendly banks collapsed in early March. Said observation drew the ire of many in the “Bitcoin bros” community. As of writing, Bitcoin is at its highest point since June 2022.

RFK Jr. suggested that the federal government will confiscate all Bitcoin and other cryptocurrencies once their CBDC is fully launched, sometime before November 2025. A similar event took place in 1933 with President Franklin Roosevelt’s Executive Order 6102.

The federal government seized everyone’s gold and silver (i.e. forced everyone to relinquish their holdings) to prevent hoarding and mitigate the economic effects of The Great Depression. The U.S. Supreme Court ultimately upheld all of the confiscations as constitutional.

The Fed made its announcement about phased migration to ISO 20022 in late October 2017. That same year, Bitcoin went from $998 on January 1, 2017 to $2,500 on July 1, 2017, until it  hit its all-time high at the time of $19,345 by the end of that year.

TPTB recognized that “internet money” was creating millionaires and billionaires out of thin air. Only The Fed has that power, according to them. And they have methodically eradicated the crypto problem since that time.

ISO 20022 was first introduced in 2004, almost five years before Bitcoin. But as of publishing, eight cryptocurrencies are ISO 20022 compliant. Ripple (XRP) and Stellar are the two best known of the eight. That means these cryptocurrencies utilize the same messaging system that the big banks utilize. The foregoing cryptocurrencies speak the same language as U.S. dollars, euros, etc., if you will.

The XDC Network, created and maintained by Singapore-based XinFin Fintech, is a third-generation proof-of-stake blockchain. It differs from the first generation (2009) of proof-of-work based blockchains in that it’s interoperable and scalable.

Impel, an XDC company that brands itself as the next SWIFT, utilizes ISO 20022-compliant messaging. It added Bitcoin to its API in August 2022. Thus big banks can/will only use the foregoing eight (and a half) cryptocurrencies due to the regulatory mandate. For the record, the market cap of Ripple (XRP), one of those ISO 20022 compliant cryptocurrencies, has grown 49% since the cryptobank collapses.

The charm of crypto has always been in the fact that transactions are mostly anonymous and disconnected from the central banks. All of that has slowly eroded since 2017, and will be completely extinct in the coming year or two.

Another conspiracy born in San Francisco?

The takeaways from all this are simple. If you are a crypto millionaire or billionaire, start counting your blessings. There can only be so many coincidences. Mr. Lee was both the architect of what is FedNow℠ and became wealthy because of internet money. Now he’s gone.

Speaking of Mr. Lee, his murder happened in former House Speaker Nancy Pelosi’s district in San Francisco. His murder was investigated by the same San Francisco Police and San Francisco District Attorney who lied about Paul Pelosi answering the door in his underwear in that infamously-weird October 28, 2022 incident at the Pelosi’s house. There is still no trial date set for the alleged attacker, David DePape.

There is precedent for the San Francisco Police and District Attorney embellishing, lying and manipulating facts. It is 100% justifiable for critical thinkers to be skeptical of the entire narrative surrounding the murder of Mr. Lee. But it doesn’t really matter. Americans will find a way to tribalize any and everything anyway.

The Great Crypto Confiscation will happen within the next couple years, by November 2025. That’s when ISO 20022 compliance becomes mandatory across the board. But every time The COVID Blog® posits these very generous/optimistic timelines for implementation of TPTB’s plans, they always end up being much shorter.

Have fun with your assets while you can. Improve other people’s lives and prepare your own for long-term survival during The Great Reset. At least have enough rice, beans, ammunition and water filters to survive a few years when it all goes down. But look for me, and I’ll still be around (hopefully).

Stay vigilant and protect your friends and loved ones.


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1 year ago

So RFK, JR has far left ideas, and is a fan of Fidel Castro. He’s against the vax, but that’s as far as that goes.

1 year ago
Reply to  RealityWins

does that mean he would introduce Castro like policies if elected ? I have watched his interviews and they are measured and informative. He is the only one talking about the reset. Do you think tptb will make everyone root for him then pull the rug out somehow ? Look at least give him a chance to prove himself. Unlike Trump, who had his chance and did squat – actually no, he is the warp speed guy after all

1 year ago
Reply to  RealityWins

He has some other good positions besides being against the shots. Most noteworthy he is against our proxy war in Ukraine. This is yet another reason they will absolutely never allow him to be President.

1 year ago
Reply to  RealityWins

Fidel Castro at least had the courage of his own convictions, and he didn’t let the giant us war machine intimidate him and roll on the floor for the international bankers and the giant corporation.

Gather all the politicians you are in awe of, they won’t reach his ankle, they are just whores for those manipulating them. People who can afford it go to Cuba for proper medical care by human feeling physicians.

You don’t know nothing about Fidel nor Cuba. You are just regurgitating the propaganda you are so much in love with.

Cowards have an utter hatred for anyone who takes a stand.

Jesus is my vaccine
Jesus is my vaccine
1 year ago

I believe this is setting up for the mark of the beast truthfully. In the bible in Revelations it says no man shall buy or sell except he has the mark. I’m sorry for anyone that doesn’t believe but considering how everything is going, I believe this is where we are headed.

1 year ago

Is the vaxx is already part of the mark, then all they need is the digital money. At this point though, I am not sure anymore what exactly is going on. Isn’t the “generation that shall not pass” already passing away? How long are we going to wait for someone to save us? What if we wake up one day, and we’re in a camp, and realise that we messed up waiting for something that never comes?

1 year ago

Catholic Record Sept 1, 1923
Sunday is our Mark of authority. The chuch is above the Bible and this transference of Sabbath observance is proof of that fact.

The beast actually tells you what the mark is.

1 year ago

Is not ‘tribal politics’ a tool of TPTB to distract us while they do their elitist work?

But it is also true that there are vastly different worldviews that are totally incompatible, so the political appeal to ‘unity’ is a ploy to get us all on board like sheep to the slaughter.

Maybe we should, as you mentioned in your last sports post… let the players play … even if it gets a little rough (‘tribal’)

As for CBDC, it’s all moving too fast and again, sadly, there is a snowball’s chance that it will benefit humankind — or that we will be able to stop it. The Bible does tell us how it ends. Jesus’ invitation to ultimately prevail over evil still stands.

Lefties R Loozers
Lefties R Loozers
1 year ago

They want them really, really bad. NEVER give up your guns.

1 year ago

I have been following this avidly and what I don’t understand is how the CBDC can be accepted by the BRICs. The CBDC presumably is going to be digital fiat so tptb will essentially be creating these out of thin air and paying foreigners for their goods and services with these digital fiat. I don’t think the rest of the world is going to go for this. Already they are de-dollarizing so why should they accept the American digital version of the dollar ? Is this a world wide conspiracy ? I know China is on board with their own version, but Africa and South America ? Will they not see this is just another imposition on them by the western elites ?

1 year ago
Reply to  xxxxxxxxxxxx

South America is very leftist now. And in Brazil, Bolsonaro was the president that announced the CBDCs by 2022. They already have something similar in place. Brazil will probably make part of the Belt and Road Initiative. This is not about left or right but about a global agenda, Agenda 2030. They are part of the WEF and sponsored by Bill Gates. Bill Gates made huge donations to many organizations in Brazil. BARDA has a partnership with the Brazilian Institute Butantan for over ten years.

1 year ago

I would like to thank the evil collaborators who used their stupid little plastic cards to spearhead the cashless society coming soon. Thank you for your compliance and lack of concern for the rights of others who refuse to be a part of a china style social credit nightmare.

Don’t forget your boosters and get your wills ready. I don’t care if the last shot has made you feel worse, but you don’t want to kill granny now, do you? Maybe if we dangle a carrot on a stick by getting you to take it for holidays (because we all know how much you love your Instagram holidays).

1 year ago

Forgive my muddled thinking but can someone explain please why TPTB felt that Mr Lee had to die? I gather he was an expert in the crypto currency world, so was he a threat as he knew too much or was he going to have a rival product? I am not clear on the motive for murder. I read that he was not the only one to sadly die in a short period, so presumably the reason he died, applied to all of them.

Would love your thoughts, please comment.x